Workplace Financial Wellness Platform

Your employees
deserve better
payroll benefits.

TariPay is a payroll-integrated platform that gives employees on-demand salary advances — zero interest, KES 50 flat fee, instant M-Pesa disbursement.

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Zero interest, always KES 50 flat fee per advance M-Pesa & KCB Kenya Employment Act compliant

KES 50

Flat fee per advance

0%

Interest rate — always

< 24h

Request to disbursement

100%

Employer-controlled funds

Simple by design

How TariPay works

A fully transparent, employer-driven process. Your money, your rules, our platform.

Step 01

Fund the Pool

Deposit funds into your company's advance pool via M-Pesa or bank transfer. You stay in full control of the balance.

Step 02

Employee Requests

An employee requests an advance through the TariPay portal — only up to their eligible limit based on their salary.

Step 03

Admin Approves

Your HR or company admin reviews and approves with one click. Nothing is disbursed without your go-ahead.

Step 04

Repaid via Payroll

The advance is automatically deducted from the employee's next salary. No collections, no chasing payments.

Everything you need

Built around payroll

TariPay is more than salary advances — it's a complete workplace financial platform for Kenyan businesses.

Salary Advances

Employees request advances against earned salary. Approve, disburse via M-Pesa or KCB within hours.

Payroll Management

Run payroll, generate payslips, and track salary payments. Statutory deductions and compliance built in.

Welfare Requests

Employees raise emergency welfare requests that go through your company's approval chain before disbursement.

Advance Pool Funding

Fund your pool via M-Pesa STK Push or KCB. Transparent transaction logs for every shilling in and out.

Auto Repayment

Repayments deducted automatically at payroll — no manual follow-ups or debt collection, ever.

Real-time Analytics

Monitor pool balance, outstanding advances, repayment rates and employee financial health from one screen.

Why choose TariPay

The smarter alternative

Traditional salary advance options cost your employees more and put you at risk. TariPay is built differently.

Feature
TariPay Employer-funded
Bank Loan Mobile Lenders
Interest charged None (KES 50 fee) 12–25% p.a. 30–50%+ p.a.
Approval time < 24 hours 3–14 days 5 minutes
Credit check required No (internal limit) Yes (CRB) Yes (CRB)
CRB risk to employee None Affects credit score Affects credit score
Repayment method Auto salary deduct Manual payment Auto mobile deduct
Employer visibility Full control None None
Legal compliance (EA2007) Built-in External Varies
Who it's for

Built for everyone involved

For Employers

Retain talent by investing in their financial wellness

Financial stress is the #1 cause of lost productivity. TariPay gives your team a safety net — funded by you, no third-party lender involved.

  • Full control — you approve every single advance
  • No liability — it's your own money disbursed to your staff
  • Auto-reconciliation with payroll deductions
  • Subscription-based, predictable platform cost
  • Multi-company support for group structures
For Employees

Access your salary before payday — interest-free

Unexpected expenses happen. With TariPay, request a portion of your salary in advance — zero interest, just a KES 50 platform fee.

  • Request advances from your phone or laptop
  • Funds sent to your M-Pesa or bank account
  • Repay automatically via salary deduction
  • No interest — ever. No hidden charges.
  • Track all advances and repayments in one place
Transparent pricing

Simple. No surprises.

No percentage cuts. No interest. Just a flat fee per advance and a monthly platform subscription.

Per Advance

50

KES flat platform fee

  • Charged once per advance
  • Deducted from disbursed amount
  • 0% interest — always
Platform Access

Monthly Subscription

Custom

Based on company size

  • Unlimited employees
  • Full platform access
  • Payroll + advances + welfare

Ready to improve your team's financial wellness?

Join businesses across Kenya using TariPay to retain top talent and reduce financial stress in the workplace.

Email Us

We typically respond within 24 hours · info@tari.africa