TariPay is a payroll-integrated platform that gives employees on-demand salary advances — zero interest, KES 50 flat fee, instant M-Pesa disbursement.
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Jane Mwangi
Advance Limit
KES 30,000
Credit Score
720 · Very Good
Advance Disbursed
KES 15,000 via M-Pesa
Platform fee
KES 50
0% interest
KES 50
Flat fee per advance
0%
Interest rate — always
< 24h
Request to disbursement
100%
Employer-controlled funds
A fully transparent, employer-driven process. Your money, your rules, our platform.
Deposit funds into your company's advance pool via M-Pesa or bank transfer. You stay in full control of the balance.
An employee requests an advance through the TariPay portal — only up to their eligible limit based on their salary.
Your HR or company admin reviews and approves with one click. Nothing is disbursed without your go-ahead.
The advance is automatically deducted from the employee's next salary. No collections, no chasing payments.
TariPay is more than salary advances — it's a complete workplace financial platform for Kenyan businesses.
Employees request advances against earned salary. Approve, disburse via M-Pesa or KCB within hours.
Run payroll, generate payslips, and track salary payments. Statutory deductions and compliance built in.
Employees raise emergency welfare requests that go through your company's approval chain before disbursement.
Fund your pool via M-Pesa STK Push or KCB. Transparent transaction logs for every shilling in and out.
Repayments deducted automatically at payroll — no manual follow-ups or debt collection, ever.
Monitor pool balance, outstanding advances, repayment rates and employee financial health from one screen.
Traditional salary advance options cost your employees more and put you at risk. TariPay is built differently.
| Feature |
TariPay
Employer-funded
|
Bank Loan | Mobile Lenders |
|---|---|---|---|
| Interest charged | None (KES 50 fee) | 12–25% p.a. | 30–50%+ p.a. |
| Approval time | < 24 hours | 3–14 days | 5 minutes |
| Credit check required | No (internal limit) | Yes (CRB) | Yes (CRB) |
| CRB risk to employee | None | Affects credit score | Affects credit score |
| Repayment method | Auto salary deduct | Manual payment | Auto mobile deduct |
| Employer visibility | Full control | None | None |
| Legal compliance (EA2007) | Built-in | External | Varies |
Financial stress is the #1 cause of lost productivity. TariPay gives your team a safety net — funded by you, no third-party lender involved.
Unexpected expenses happen. With TariPay, request a portion of your salary in advance — zero interest, just a KES 50 platform fee.
No percentage cuts. No interest. Just a flat fee per advance and a monthly platform subscription.
Per Advance
50
KES flat platform fee
Monthly Subscription
Custom
Based on company size
Join businesses across Kenya using TariPay to retain top talent and reduce financial stress in the workplace.
We typically respond within 24 hours · info@tari.africa